Investing in your future by buying real estate is a great way to build your financial portfolio.  Whether it is your first home or moving up or down there are a few issues you need to consider.
1.  First of all find a real estate agent that you feel comfortable with since this is the biggest committment you will make and you need someone you know will look out for your best interests.  Your agent will work hard for you, if you are committed to them by signing a buyer agent contract.
2.  Your agent will connect you with the professionals you will need to complete the deal; eg, banker or mortgage broker, lawyer, building inspector.
3.   Make a wish list of things you would like to have in your new home, things you really need and things you would like, also area location.
4.   Once you have been prequalified for a mortgage then the fun begins.  Your agent will book appointments and take you to houses that fit your budget and meet as many of your needs as are possible.
5.   Make sure you have set sufficient time aside to view the homes so you can make good decisions, and it is important you be on time or call if cancelling in the viewing process, we must advise sellers if we are not going to be visiting their home or cancelling.
6.   Once you have found your dream home, your agent will provide you, based on their expertise and knowledge of other homes that have sold to help you negotiate the purchase of the home.  Various items go into this step from offered price, deposit, closing date, inclusions and exclusions, and conditions of financing, building inspection and other clauses as required.
7.   That is why it is better to know how much money you have to spend before you go looking, no sense getting set on a house only to discover your financial situation doesn't allow you to buy the home.  Not only are you disappointed, so is the Seller and your agent.  Many lives are affected if we don't do the homework first